There may come a time when you go to whip up a batch of your homemade natural deodorant, and you find you are all out of supplies. Don’t panic! Here’s a quick tip to keep you fresh.
I can drink almost any tea with out sweetener. Green tea. Lemon Ginger tea. Rooibos tea. You name it.
Except Chamomile tea. Every time I try drinking it without sweetener, the strong taste gives me an instant headache.
I’ve avoided the tea for so long due to that reason alone. But alas, my continuing nervousness has left me looking for alternatives to pharmaceuticals to alleviate my anxious feelings.
I believe in God and call myself spiritual, but not religious. I wish I had unwavering faith, but the reality is I question God a lot.
Sharing one of my favorite poems by Ernest Hemingway:
Have you tried to meditate, only to find your self easily distracted?
Happy Finance Friday!
We’ve officially completed one month into the new year.
Do you even plan?
Well, do you?
Most of us rely on our memory for short term or long term tasks and events. Especially for things that are recurring on an annual basis. We usually do not write these things down because we innately remember these items.
At least we think we do.
If the event or task is static, for example: ‘The last day of school is on June 22nd’ then there is no need to plan.
If the event has another task or outcome attached to it, then this is where it’s helpful to plan. For instance: ‘It’s approaching the last day of school … I need to find a summer camp for the kids!’
It is also helpful to recognize there are levels to planning. For the summer camp example, it will be helpful to start planning as early as possible – especially since paying for camp can be quite expensive. To plan ahead to ease the burden, calculate the total cost of camp (tuition, additional fees, food, clothes and toiletries). Next, determine how much time you have between the start of camp, or when payment is due. In determining the timeframe, I use a bi-weekly format to match the frequency of my take home pay. At the time of my calculation, I determined I have 8 pay periods to save the required $2,000.00 for camp. That’s an additional $250.00 (per paycheck) I will have to set aside so I won’t resort to racking up debt by using credit cards or otherwise succumb to anxiety in worrying about how I will pay for this expense.
Another planning hack I’ve come to rely on is using my Google calendar to schedule recurring yearly events. Most recently, I received a notification that my vehicle’s annual inspection was coming due at intervals of one month and one week before the last of the month in which the inspection was to take place. I am usually in an out of my car so quickly between work, child pick up / drop off, groceries, errands, activities etc. – I barely have time to look at the front sticker on my car. So I will continue to rely on 21st century technology to help me out along the way.
Finally, I feel it is both helpful to use an electronic and paper planner for the planning. An electronic planner allows for reminders to be set and accessed across many platforms. You can clip recipes, articles, sources of inspiration etc. from around the web and attach to your planner. You can also instantly share an event with anyone you choose (e.g. using Google’s calendar) so they can lock in the date of the event as well. A paper planner helps with daily tasks and tracking of long term goals. Although we have access to amazing technology, the act of writing things down to bring them to fruition never goes out of style.
All in all, it is good to take some time and do a brain dump of all of the “things to do” in your head. Then sort it all out and plan to live your very best life!
Top of the morning to ya! It’s a little chilly here in Pennsylvania (ok down right cold) which can make any already weary soul (me) dreading getting out of bed.